Skip to content
CredenShare
Legal

Privacy Policy

Last updated information about our policies and terms.

Last Revised: December 22, 2021

Nothing in this Privacy Statement may be construed to create any obligation for the Company beyond what is required by applicable law.

1. Scope

This Privacy Statement ("Privacy Statement" or "Statement") describes the practices of CredenShare Inc. ("CredenShare," "Company," "we" or "us") with respect to information, including Personally Identifiable Information ("PII" or Personal Data) (which means any information relating to an identified or identifiable natural person), and non-personally identifiable information ("non-PII"), we obtain from and about individuals interacting with us and our websites, mobile applications, products and services (collectively, our "Services"). This Statement does not apply to job applicants or Company employees.

This Privacy Statement only applies to the data processing activities of CredenShare. This Privacy Statement does not apply to services, websites or mobile apps offered by third parties, even if this site links to those services or third parties. We encourage you to read the privacy statements of every third party website that collects your PII.

Please read the information below to learn about the information, including PII, collected about you and how it is used. Please note that there is a separate Terms of Service found at the hyperlink located at the bottom of our site.

2. Changes to this Statement

We may change this Statement at any time by posting revisions to the Statement on our Services including, without limitation, this site. Therefore, you should review the Statement from time to time. If you do not accept all of the terms, conditions and notices set forth in the Privacy Statement, you must discontinue using the Services, which includes exiting this site, immediately. The most current version of the Statement may be reviewed by clicking on the "Privacy Statement" link located at the bottom of our site.

3. Collection of Information from Children

We do not intentionally collect information from or regarding minors. The Services are not directed to, or intended for use by, children under the age of 18. Children may not use or submit any information through the Services or its sites. If you are under the age of 18, you may not use our Services. If a child under 18 submits information through any part of the Services, and we become aware that the person submitting the information is a child, we will attempt to delete this information as soon as possible.

4. Information We Collect

We may collect two general types of information when you use our Services or interact with us:

Personally Identifiable Information ("PII"), which may include your first and last name, home or other physical address, telephone number, email address, user id, other identifiers that permit physical or online contact with you, or any information about you collected online and maintained in personally identifiable form in combination with any of the preceding categories. You also may view or engage with our Services through third-party social networking sites or social media plug-ins and applications. When you engage with our Services and its content through such third-party sites, plug-ins or applications, we may have access to certain information from your social media profile, such as your name, photo, gender, birthday, location, videos, your list of friends, etc. This information is included in the definition of PII.

Non-personally identifiable information ("non-PII") such as the type of browser you are using, the type of operating system you are using, the web pages you have visited, sites visited before and after you use our Services, the type of handheld or mobile device used to access the Services or other device-specific information.

Certain features available within the Services will require you to submit PII about yourself as a condition of participation. Some of the features may be offered by us, while others may be offered by third parties. When you choose to submit PII to a third party in connection with your use of the Services, the third party's privacy policy, rather than this Statement, will control the use of your PII.

YOU CAN ALWAYS REFUSE TO PROVIDE PII TO US, BUT THIS MAY RESULT IN DECREASED FUNCTIONALITY OF THE SERVICES FOR YOU AND LIMIT YOUR ABILITY TO RECEIVE INFORMATION ABOUT SERVICES THAT MAY BE OF PARTICULAR INTEREST TO YOU.

5. How Information is Collected

We collect information both actively and passively. For example, we will collect information about you that you voluntarily provide while using our Services. In addition to information provided directly by you, we (and third parties that offer features through the Services) may collect non-PII through the use of "cookies," "web beacons," "Flash cookies" or by other electronic means.

Cookies

In general, a cookie is a small amount of data sent to your browser from a web server and stored on your computer's hard drive, where it can be used to identify your computer. Cookies can be used to measure website usage, improve navigation around websites, and personalize a returning visitor's experience on the websites. In most cases, you can set your browser to turn off cookies or to notify you before you receive one so that you can decide whether to accept it or not. Because cookies allow you to take advantage of some of the features of the Services, we recommend that you leave them turned on. If you block or reject our cookies, some of the features of the Services may not work for you.

Web Beacons

We, our third-party service providers, advertisers and partners also may use "web beacons" or similar technologies. Web beacons are small strings of code placed on a web page to collect data about how visitors use the Services. We do not control tracking technologies used by third parties with the Service.

6. Third-Party Advertising and Third-Party Websites

These websites allow advertising by third parties that provide links to third-party websites. Internet advertising companies and the third-party websites on whose behalf they advertise (collectively "Third Parties") may use the technology described above to send (or "serve") directly to your browser the advertisements that appear on our Services. When this happens, Third Parties automatically receive non-PII, such as information from your computer and browser, including your cookie information. They also may use cookies, JavaScript, Pixel Tags and other technologies to deliver advertisements; collect information about the effectiveness of their advertisements; collect anonymous information about your visits to the Services.

Third Parties will not collect your name, address, or other PII, unless you affirmatively provide it to them. We let Third Parties set and access their cookies on your computer. Third Parties' use of their own cookies is subject to their own privacy policies.

For more information about behavioral advertising or to opt out of this type of advertising for some companies, you can visit https://www.networkadvertising.org.

7. Third Party Links

Please note that our Services may contain links to other websites that do not follow this Privacy Statement. Clicking on an advertisement, links or other elements on the Services may take you to an entirely different website. These websites may send their own cookies to you and may collect data and make use of that data in ways that these Services would not. After you leave our Services, this Privacy Statement will no longer apply to PII or any other data collected from or provided by you. You should check the other websites' applicable privacy policy to determine how it will handle such data.

8. How Information is Used and Shared

We use your PII for the purpose of conducting our business and pursuing our legitimate interests. For example, we use your PII to:

  • Facilitate communication from third parties to you at your request
  • Create and manage your account
  • Provide the products and services you request
  • Enroll you in contests, programs or other offers you request
  • Tell you about other products and services that may be of interest to you (you can opt out of receiving such communications by following the instructions provided in the communication)
  • Process payment for purchases you have made
  • Protect against or identify possible fraudulent transactions
  • Analyze the use of our Services
  • Develop new products and services
  • Understand how you arrived at our Services
  • Manage the Services, including this site
  • Enforce our Terms of Use
  • Enforce the terms of this Statement

9. Advertisements, Marketing Material and Other Offers

Unless you tell us that you do not want to receive these offers and subject to applicable law, the Company or those companies that we have a commercial relationship with, may occasionally send advertisements, marketing material or other offers that we think might be of interest to you. If you do not want to receive these advertisements, marketing material or other offers, please contact us using the contact information found at the end of this Privacy Statement. Where required by law, we will seek your consent prior to sending you any marketing materials.

By providing your telephone number to us, you certify that this is your own number that you own, and not a line owned or used by another, and that you will immediately notify us if your number changes or is reassigned.

10. Sale of Business

In the event that Company is considering a sale of its business, in its entirety or a component thereof, or substantially all of its assets are acquired, PII and non-PII may be one of the transferred assets, and may therefore be used by a third-party acquirer in accordance with this Privacy Statement.

11. Disclosure of PII

WE MAY DISCLOSE PII ABOUT YOU TO A THIRD PARTY FOR COMPENSATION.

In addition, we may share your information as described below:

  • Information You Elect to Share: You may choose to share information with Third Parties by clicking on links to those Third Parties from within the Services.
  • Third-Party Advertisers and Websites: We may share your non-PII with, or make your non-PII available to, Third Parties as described in the section above titled Third-Party Advertising and Third-Party Websites.
  • Information Disclosed to Vendors, Partners, Service Providers, and Others for Business Purposes: We contract with vendors to provide services related to the Services and may share PII with such vendors in order to provide products or services to you or to help maintain the Services. We will only share your PII in accordance with applicable law.
  • Information Disclosed for the Protection of the Services and for Others: We may disclose PII when (1) required by law or to respond to legal process or lawful requests, including from law enforcement; (2) when we believe it is necessary to prevent, investigate, or address possible illegal activities, including fraud, violation of our Terms of Use, violation of this Privacy Statement, or threats to the physical safety of any person; or (3) to protect our rights or property.

12. Forums

The Services may include forums (such as message boards, chat rooms, comment boards, and reviews) that enable users to post a comment or communicate with each other. We are under no obligation to moderate or edit the forums and will not be responsible for the content or use of any material posted on any forum within the Services. We retain the right to delete at any time and for any reason any material posted within the Services.

13. Information Security

We take information security seriously, and we use reasonable administrative, technical and physical safeguards to protect the PII we collect from unauthorized access, use or disclosure. But we have no control over the security of other websites on the Internet that you might visit. If you share your computer or use a computer that is accessed by the general public, remember to sign off and close your browser window when you have finished your session.

Additionally, no system can be completely secure. Therefore, although we take commercially reasonable steps to secure your information, we do not promise, and you should not expect, that your PII, searches or other communications will always remain secure. In the event of a breach of the confidentiality or security of your PII, we will notify you if reasonably possible and as reasonably necessary so that you can take appropriate protective steps.

14. Your Rights

Under the law of some countries, you may have certain rights with respect to your PII. These rights include the right to: (i) request access to and rectification or erasure of your PII; (ii) obtain restriction of processing or object to processing of your PII; and (iii) ask for a copy of your PII to be provided to you or a third party in a machine readable format. If you wish to exercise one of the above-mentioned rights, please send us your request to the contact details set out below.

15. California Privacy Rights

15.1 Annual disclosure request ("Shine the Light")

Under California law, California residents may request once a year, free of charge, certain information regarding our disclosure of PII to third parties for direct marketing purposes. To make such a request, please contact us using the contact information below. You should put "California Privacy Rights" in the subject line and in your request.

15.2 Your rights under the CCPA/CPRA

If you are a California resident, the California Consumer Privacy Act (as amended by the CPRA) gives you the right to:

  • Know what personal information we collect, use, and disclose
  • Delete your personal information
  • Correct inaccurate personal information
  • Opt-out of the "sale" or "sharing" of your personal information
  • Limit the use of sensitive personal information
  • Non-discrimination — we will not discriminate against you for exercising your rights

Do Not Sell or Share My Personal Information: CredenShare does not sell your personal information as defined by the CCPA/CPRA, and we do not use cookies for cross-context behavioral advertising.

To exercise any of these rights, contact us at support@credenshare.io. Cookie choices can also be changed at any time through the cookie settings on this site — see our Cookie Policy for detail.

California Do Not Track Disclosure

Certain web browsers may allow you to enable a "do not track" option that sends signals to the websites you visit indicating that you do not want your online activities tracked. Our Services currently do not have the functionality to recognize or honor "do not track" browser signaling. We do not respond to "do not track" signals.

16. Users From Outside the United States

The Services are hosted in the United States and are governed by U.S. law. If you are using the Services from outside the United States, please be aware that CredenShare is located in Canada and your PII will be stored and processed in the United States where we locate and operate our servers and databases. By voluntarily sharing your PII with us, you understand that your PII will be stored and processed in the United States.

17. Your EU Privacy Rights

If you are using our Services from the EU or where applicable EU data protection laws so provide, you may exercise the following rights regarding your PII:

  • Access. You have the right to obtain from us confirmation if your PII is being processed and certain information in this regard.
  • Rectification. You have the right to request the rectification of inaccurate PII and to have incomplete data completed.
  • Objection. You have the right, when we process PII on the grounds of legitimate interests, to object to the processing of your PII for compelling and legitimate reasons relating to your particular situation. In addition, you have the right to object at any time where your PII is processed for direct marketing purposes.
  • Portability. You may receive your PII that you have provided to us in a structured, commonly used and machine-readable format and have the right to transmit them to other data controllers without hindrance. This right only exists if the processing is based on your consent or a contract and the processing is carried out by automated means.
  • Restriction. You may request to restrict processing of your PII if (i) you contest the accuracy of it; (ii) the processing is unlawful and you oppose the erasure of it and request restriction instead; (iii) we no longer need it, but you need it to establish, exercise or defend a legal claim; or (iv) you object to processing based on public or legitimate interest.
  • Erasure. You may request to erase your PII if it is no longer necessary for the purposes for which we have collected it, you have withdrawn your consent and no other legal ground for the processing exists, or the processing is unlawful.
  • Right to lodge a complaint. You also have the right to lodge a complaint with a supervisory authority, in particular in the EU Member State of your residence.
  • Right to refuse or withdraw consent. You are free to refuse to give consent and you can withdraw your consent at any time without any adverse negative consequences.

If you have questions about exercising any of those rights, you may contact us at privacy@credenshare.io or at the contact address provided below.

18. Retention

We retain your PII for as long as you remain a customer and thereafter only for the period necessary to fulfill the purposes outlined in this Privacy Statement, unless a longer retention period is required or allowed by law, including to fulfill a legal obligation.

19. Your Choices

If you do not wish to receive information regarding our products, services, special offers and upcoming events, please click on the "Unsubscribe" link shown on our emails and electronic newsletters to you or contact us at the address or telephone number listed below and we will remove your name from our mailing lists.

You may access your PII and correct, amend, or delete any of the PII you have provided to us on the Services by emailing us at privacy@credenshare.io or at the address provided below. Please include your name, address, and/or email address when you contact us.

20. Contact Information

Unless otherwise stated, CredenShare is a data controller under applicable law for PII processed subject to this Statement. If you have any questions about this Statement or the Service, please contact us:

CredenShare Inc.
Privacy Department
10-150 Elgin St, 10th Floor
Ottawa, ON, K1P-1L4
Canada

Email: privacy@credenshare.io

Other Legal Documents

Terms of Service Cookie Policy